When you change your name after a divorce, you need to notify the Social Security Administration. The Social Security Administration will issue you a new Social Security card by mail; your Social Security number will remain the same.
Your divorce lawyer will provide you with the necessary documentation to change your name with the Social Security Administration. You cannot legally change the name on your Social Security card without a certified copy of your divorce decree or a legally binding order signed by a judge, so your divorce lawyer will advise you to wait until your divorce has been finalized before attempting to change it.
Why You Need to Notify the Social Security Administration
The Social Security Administration needs to know your new name to ensure that your Social Security earnings are tracked accurately. Additionally, most transactions that require your Social Security number are crosschecked with your name; if the name you use and the name on file with the Social Security Administration do not match, you may be prevented from completing your transaction. Your divorce lawyer can provide you with several examples of cases where your Social Security number and name must match (like when you are dealing with the Internal Revenue Service).
Divorce and remarriage may also affect your Social Security benefits when you reach the appropriate age to draw them. Your divorce lawyer may be able to tell you how your divorce will affect your standing with the Social Security Administration.
If you have further questions about changing your name, consult with your divorce lawyer.
How to Change Your Name with the Social Security Administration
Visit your local Social Security office or download and print the Social Security Administration’s Application for a New Social Security Card; you may mail the form to your local Social Security office. Bring a certified copy of your divorce decree (your divorce lawyer will provide you with your divorce decree as soon as your divorce is final). Ask your divorce lawyer if any other documents will be necessary.
Discussing Your Options with Your Divorce Lawyer
The decision whether to change your name or keep your married name is largely based upon personal preference. Your divorce lawyer can help you make the right choice. Some people choose to revert to their maiden name to disassociate themselves from their former spouse; others wish to keep the same last name as their children. Your divorce lawyer has likely represented people from both schools of thought and may be able to provide you with insight on what will work best for you.
